UNIVERSAL HEALTH INSURANCE FUND

The Universal Health Insurance Fund operates as the official online platform for Armenia's universal health insurance program. Through uhif.am it publishes information on insurance packages, which services and medications are reimbursable, and how to locate participating medical institutions.

The site includes a calculator where users enter age, income, citizenship and residency status to work out their insurance contribution, along with payment details for those who owe a premium. It also lists steps for booking a first appointment with a therapist at a polyclinic, either by phone or through the ARMED app.

Support is offered through a 24/7 AI-driven chat for questions about using the insurance and finding annual checkups, plus a separate contact channel for specialists.