Upay

Upay is a digital payment system rather than a physical destination — a wallet app run from Yerevan that handles transfers and bill payments through a phone. The company says the app is built to be simple to use, with transactions confirmed within minutes and security measures it describes as continually updated.

Beyond the app itself, Upay operates branches in Yerevan and in every marz (region) of Armenia, where customers can handle payments in person. The company is headed by General Director Marianna Petrosyan.

Recent notices on its site cover practical matters like linking and confirming an email address, identity verification steps, and parking-fee payments through the app — the kind of detail that points to a service used for everyday transactions rather than one-off purchases.

Upay's Yerevan location sits about 3 km northeast of the city center (straight-line); the company also lists branches in every marz of Armenia.